Unless provided for in your Product’s Terms; Real Estate Pin assumes no responsibility for any result or consequence related directly or indirectly to any action or inaction that you or any consumer takes based on the Services or any other information available through or in connection with the Services.
3. Use of the Services; Restrictions.
4. Prohibited Use. BY USING THE SERVICES, YOU AGREE NOT TO:
- replicate, modify, distribute, display or otherwise provide access to, create duplicate works from, decompile, disassemble, or reverse engineer any portion of the Services, except as specifically allowed by any Product’s Terms to the extent applicable to that product’s Services;
- provide/post/authorise a link to any of the Services (including but not limited to an agent profile page) from a third-party website that is not a real estate-related website owned or operated by a real estate or lending professional or institution;
- remove or alter any copyright or other intellectual property notices that are included in the Services;
- use the Services in a method that is unlawful, or damages Real Estate Pin, its service providers, suppliers, affiliates, or any other user;
- use the Services in any method to discriminate against any individual or class of individuals protected under federal, state or local laws, or which may have a discriminatory impact against any individual or class of individuals, or which otherwise promotes illegal, racist or discriminatory activities or outcomes;
- share or post spam content or other unsolicited communications, chain letters, pyramid schemes, or similar messages through the Services;
- impersonate another person, misrepresent your affiliation with another person or entity, or make any representation to any third party under false pretenses;
- replicate, publicly display, or otherwise make accessible on or through any other website, application, or service any reviews, ratings, or profile information about real estate, lending, or other professionals, underlying images of or information about real estate listings, or other data or content available through the Services, except as specifically authorised by us for a particular portion of the Services;
- upload invalid data, viruses, worms, or other software agents to the Services;
- post, reproduce, publicly display, or otherwise make accessible any content, which we, in our sole judgement and discretion, consider illegal, offensive or objectionable including without limitation content that harasses, discriminates, demeans, threatens or disparages any individual or class of individuals;
- interfere with, or compromise the system integrity or security of the Services, or otherwise bypass any measures we may use to prevent or restrict access to the Services;
- conduct automated queries (including screen and database scraping, spiders, robots, crawlers, bypassing “captcha” or similar precautions, or any other automated activity with the purpose of obtaining information from the Services) on the Services;
- use any of Real Estate Pin’s trademarks as part of your screen name or email address on the Services;
- access or use any of the Services to develop competitive products or services; or
- attempt to, or permit or encourage any third party to, do any of the above.
B. Subscriptions. The Services may include features that allow for automatically recurring payments for periodic charges (“Subscription Service” or “Premium Service”). If you decide to activate a Premium Service, you authorise us to periodically charge, on a going-forward basis and until cancellation of either the recurring payments or your account, all accrued sums on or before the payment due date for the accrued sums. The premium subscription will continue unless and until you cancel your subscription, or we terminate it. You must cancel your Premium Service before it renews in order to avoid billing of the next periodic premium subscription fee to your account. We will bill the periodic premium subscription fee to the payment method you provide to us during registration (or to a different payment method if you change your payment information). We may change the premium subscription fee for any subsequent subscription period but will provide you advance notice of any increase before it applies. Unless otherwise stated in your Product’s Terms, you may cancel a Premium Service subscription through the settings page in your account; by contacting us at, [email protected]; or, if applicable, by contacting your business consultant.
6. User Materials.
7. Third Party/Linked Services/Sent information.
B. Certain Third-Party Services.
- (i) Referrals and Lead Sales. As part of the Services, your information might be exposed to a real estate professional. You authorise us to make such a referral or lead sale and accept that we may be paid valuable consideration for facilitating such connection between you and the real estate professional. As part of the Services, you may be connected to a party that provides mortgage loan origination services, title and escrow services, or other settlement services. In the event that any of these parties have an affiliated relationship with Real Estate Pin, then Real Estate Pin may receive a financial or other benefit from the referral between such affiliates
- (ii) Non-Affiliated Financial Products. If you decide to contact a non-affiliated bank, mortgage lender, financial institution, mortgage loan originator, loan broker, or other mortgage professional through the Services by filling out a contact, other request form or otherwise indicating your interest in contacting (or being contacted by) a Third-Party Provider (including requests for mortgage rate quotes) on the Services, you authorise Real Estate Pin to share the information you submit to the Third-Party Provider. If you include your name, contact information and other information in a request, your identity will no longer be anonymous to the Third-Party Provider. Your submission of information and any request for quotes through the Services is understood to not be an application for credit. When it comes to non-affiliated financial products, Real Estate Pin is only providing an administrative service to consumers and participating Third-Party Providers. Loan approval standards are established and maintained solely by individual Third-Party Providers. Decisions in any related non-affiliated transactions are made by participating Third-Party Providers and are not made by Real Estate Pin and we are not responsible or liable for the underwriting activities or credit decisions of any Third-Party Provider. Any non-binding quotes provided by Real Estate Pin for Third-Party Providers’ financial products are not intended to be official Loan Estimates. Interest rates communicated through the Services are for informational purposes only and reflect non-binding quotes of the terms a Third-Party Provider might offer an applicant fitting a consumer’s anonymous profile. Actual interest rates may vary. Consumers should rely on their own judgment in deciding which available loan product, terms, and Third-Party Provider best applies to their needs and financial means. Real Estate Pin: (a) are not a Third-Party Provider, loan originator, loan processor or underwriter; (b) does not aid or assist applicants in obtaining loans, solicit applicants or Third-Party Providers for loans, or offer or negotiate terms of applications or loans; (c) does not take mortgage applications, make loans or credit decisions or prequalify or preapprove applicants for loans; (d) is not an agent of either any consumer or any Third-Party Provider; (e) does not endorse, refer or recommend any Third-Party Provider that pays Real Estate Pin or the products of any Third-Party Provider that pays Real Estate Pin; (f) is not responsible for any errors or delays caused by consumers or any Third-Party Provider in the loan process; and (g) does not guarantee offer of, or acceptance into, any particular loan program or specific loan terms, conditions, or rates with any Third-Party Provider, or that any rates or terms will be the best available.
9. Feedback. If you decide to provide feedback and suggestions in relation to the Services, including related to any of Real Estate Pin’s Materials (“Feedback”), then you hereby grant us an unrestricted, perpetual, irrevocable, non-exclusive, fully-paid, royalty-free right to use the Feedback in any way we choose and for any goal, including to enhance the Services or create other products and services.
- B. Other Terms. Your use of the Services is subject to all additional guidelines, rules, Product’s Terms, and agreements applicable to the Services or certain features of the Services that we may post on, or link to, from the Services, such as rules applicable to a certain product or content provided through the Services.
15. Consent to Communications. By using the Services, you consent to receiving certain electronic communications from us. You agree that any notices, agreements, disclosures, surveys, or other communications that we send to you electronically will satisfy any legal communication requirements, including that those communications be in writing.